I will send you first to my ultimate guide to investing. This is a resource that lays out all the details and answers your most pressing questions.
It's your best way to learn how to get started the way I did. Boring AF, yes. But its worked well over the years and I get straight to the point.
Before we go any further into my best money tools and resources, I want to first acknowledge that money is personal and you will have your own unique journey. No matter what your past money mistakes, I also want you to know that by being here you are taking the first steps towards your financial well-being.
Your best bet is to start with a robo-advisor and use index products. This is a good way to get a good start and begin building a portfolio while you learn about investing. Once you have a better handle on your risk tolerance, needs, and style, you can add individual equities, alternative investments, and try other assets to diversify your portfolio and add growth.
You might be surprised at how downsizing can help your finances. And reduce your stress levels. Most people are obsessed with upgrading and adding more “stuff” to their lives, according to NPR's Michele Norris. It seems everyone is looking for bigger houses, fancier cars and better stuff. In reality, if having those things overextends you
If you want better financial health, consider a regular checkup. This goes beyond just an end-of-the-year evaluation. Consider a mid-year checkup. No one looks forward to it, but an annual medical checkup is necessary for good health and to catch any potential threats. After all the tests, diagnoses, and prescriptions, most people leave the doctor's
A college degree is expensive. If you're going to attend university, you need to know how to get the most out of college. It's tough out there for college students. The cost of tuition continues to rise. We're still trying to figure out what student loan forgiveness might look like. It's wildly popular, but the
When you are self-employed, you don't have “the man” to help you with your retirement account contributions. Here's what you need to know about retirement plan options for home business owners. The last time I had the opportunity to participate in a 401(k) was shortly after finishing my bachelor's degree. I was working full-time. However,
Don't let your small budget keep you from taking advantage of the wealth-building power of investing. Here's how to invest with a small budget. One of the biggest myths out there is this: You need a certain amount of money to invest. In the bad old days, that might have been true. Today, you can
People love investing in gold. It's tangible, and it's been considered “pure” money for millennia. But you still need to tread carefully before you invest in gold. Anytime you invest in anything, it's important to do your homework. You should understand how investment works and some of the fundamental forces influencing it. And you should
Even though it's nice to think that your small business credit is completely separate from your personal credit, the reality is that your personal credit does matter. One of the essential pieces of advice given to just about anyone who starts a home business — or any type of business — is that you need
Are you getting a 1099-K? You just might be. Get ready for a little extra paperwork. I hope you keep detailed records as a home business owner because if you are issued a 1099-K, you'll need them. It's true that you should have good records regardless, but the 1099-K is likely to cause headaches you
Claim a home office tax deduction for the space used for your business. If you own a home business, one of the tax deductions you are eligible for is the home office tax deduction. The IRS terms this business use of your home. You can deduct the costs associated with your business in your home
My favorite money tools and resources all in one post for you dive into.
